Leave Everything to Your Spouse and the Kids Get the IRA Ten Years Later at the Widow's 35% Single Rate. Leave a Third to the Kids at the First Death and the Same Dollars Are Taxed at Their 22%, and Here's Why Advisors Split Beneficiaries Before Anyone Is Sick
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Summary
He was 77, a retired engineer, and his traditional IRA had grown to $3.6 million, though decades earlier he had named his wife as sole beneficiary …
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