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Her Own Doctor Will Write That She Needs Help Bathing and Dressing. The Insurer She’s Paid for 23 Years Will Send Its Own Nurse, Who Will Decide She Doesn’t, and the $10,800 Nursing Home Bill Will Stay Hers

· aol.com · popularity 20/100 · 0 similar stories today · Seniors & Elder Care (Lifestyle & Culture)

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Summary

Picture a widow who has paid a long-term care insurance premium every year for 23 years. She falls, and she moves into a nursing home. Her physician puts it simply in her chart: she needs help bathing and dressing. That's two activities of daily living, and on paper it looks like the exact benefit …

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